Legal Terms & Conditions
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- Expat Financial, Travel Insurance Now,
ExpatFinancial.com, TFG Global Travel
InsuranceSM, Travel Insurance Now.com, Travel
Insurance Now, GlobalTravelInsurance.com
SM, TFG Global Insurance SolutionsSM, TFG
SM and the Expat Financial TM, TFG
Global Insurance Solutions Ltd., TFG
Global Travel Insurance web sites (the "Web Sites")
are owned and operated by TFG Global Insurance Solutions Ltd.
("TFG"). No material from the Web Sites may be copied,
reproduced, down loaded, uploaded, modified, sold, displayed
published, republished, posted, transmitted distributed, incorporated
into another work or otherwise dealt with or exploited except as
expressly authorized by TFG in writing. Without limiting the
foregoing, any use or modification of the content of the Web Sites is
strictly prohibited. Notwithstanding the foregoing, visitors to the
Web Sites may print or download the information contained on the Web
Sites for their own personal and non-commercial use only and on the
condition that they indemnify and hold harmless David G. Tompkins and
TFG from and against all manner of claims, suits, demands, damages,
costs, and consequences of such use. These terms and conditions
may be updated by TFG from time to time without notice to you.
- The information and content contained in the Web
Sites is intended for general informational purposes only. It is not
intended to constitute, insurance, legal , financial, tax or any other
professional advice or services. You should consult a qualified
professional advisor before making any decision relating to the
information contained in the Web Sites.
- Much of the information contained on the Web
Sites has been compiled from third party sources. Accordingly, TFG
makes no representation or warranty concerning the accuracy of the
information and content contained in the Web Sites. The information
and content is provided strictly on an "as is" basis. TFG
expressly disclaims all warranties whether express, implied or
statutory, to the greatest extent permissible by law, including, but
not limited, all warranties of accuracy, completeness,
merchantability, performance, and fitness for a particular purpose.
All information should be verified directly with TFG prior to your
acting in reliance upon it.
- DAVID G. TOMPKINS AND TFG EACH HEREBY EXPRESSLY
DISCLAIM FOR THEMSELVES AND THEIR RESPECTIVE EMPLOYEES, SUCCESSORS,
HEIRS, AFFILIATES AND AGENTS, ANY AND ALL LIABILITY FOR ANY DAMAGES
OR LOSS SUFFERED BY YOU, OR BY ANY OTHER PERSON, AS A RESULT OF YOUR
USE OF THE INFORMATION AND CONTENT CONTAINED ON THE WEB SITES
INCLUDING, BUT NOT LIMITED TO, ANY CONSEQUENTIAL, SPECIAL, PUNITIVE,
EXEMPLARY AND GENERAL DAMAGES WHETHER OR NOT THEY HAVE BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES.
- All links between the Web Sites and other sites
are owned, managed and maintained by independent third parties. As
such sites are outside of the control of TFG, TFG makes no
representations or warranties regarding the accuracy, completeness or
any other aspect of the content of such sites or the advertising,
services or products offered or sold by way of such sites.
Furthermore, TFG does not endorse such sites nor any advertising,
services or products offered by way of such sites. You further agree
that TGF is in no way responsible for the content or availability of
such sites. YOU EXPRESSLY AGREE THAT TFG WILL IN NO WAY, DIRECTLY
OR INDIRECTLY, BE LEGALLY LIABLE FOR ANY CONTENT, ADVERTISING,
PRODUCTS, SERVICES OR OTHER MATERIALS AVAILABLE ON OR BY WAY OF SUCH
SITES, NOR FOR ANY LOSS OR DAMAGES RESULTING FROM OR RELATED TO SUCH
CONTENT, ADVERTISING, PRODUCTS, SERVICES OR OTHER MATERIALS OR YOUR
USE THEREOF OR RELIANCE THEREON.
- Nothing contained in the Web Sites should be
construed as a solicitation, offer to sell or contract of any kind.
Purchasers of insurance products should check their local laws before
buying any insurance product.
- Complete details of the benefits and plans
available through TFG are contained in the policies, schedules and
endorsements of the particular plans and can be obtained from TFG
without charge upon request.
- You agree to direct all inquiries regarding
claims under policies arranged by TFG to the insurance company that
issued your policy.
- The international insurance plans are NOT available to residents in British Columbia.
- Note that we reserve the right to refuse to provide a
quote - a reason for not quoting is not required to be provided.
- The information contained in this website is not
intended to be an offer to sell or a solicitation in connection with any
product or service by TFG Global Insurance Solutions Ltd., in any jurisdiction
where such an offer or solicitation would be unlawful or in which TFG Global
Insurance Solutions Ltd. is not qualified to do so. Products and services
described in this website may not be available in all jurisdictions. The
information contained in this website is not intended to be a complete
description of all terms, exclusions and conditions applicable to the products
- The information upon which the quotes are based is
obtained from reliable sources, however, the rates produced correlate with the
personal data you provide (ages of applicant, dependents, etc.). In addition
the rates charged by insurance carriers may change, although we are as
diligent as possible when it comes to keeping our rate tables up to date it is
possible that you receive a quote that is not completely accurate.
- The names and logos of all other insurance carriers are
the (registered) trademarks of their respective owners.
- Note: The policies via
TFG Global Insurance Solutions Ltd. and its related web sites offer are
not available to
citizens currently residing in the USA.
If you reside in the USA and
require coverage, please contact us and we
will refer you to another associate.
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Copyright © 2011 TFG
Global Travel Insurance Solutions Ltd.
All Rights Reserved
Note: Some of the products
and services described or advertised on this site may not be available to
residents of certain jurisdictions, depending on regulatory constraints,
including Canada and the U.S. Please contact TFG Global Insurance
Solutions Ltd. for
more information about your specific jurisdiction.
Some of the above coverage is NOT available to
residents in British Columbia.
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